IBPS Clerk Exam Details

Introduction to IBPS

The Institute of Banking Personnel Selection (IBPS) is a central recruitment autonomous body under the ownership of Ministry of Finance, Government of India. It holds examinations for undergraduates, postgraduates and doctorates at the rank of Group ‘A’ officer, Group ‘B’ officer, Group ‘C’ employee and Group ‘D’ employee in nationalized banks and regional rural banks in India.

IBPS Examination Centres in Karnataka

Bengaluru, Belgaum, Bidar, Davangere, Dharwad, Gulbarga, Hassan, Hubli, Mangalore, Mysore, Shimoga, Udupi.
Bengaluru, Hubli, Mangalore

Eligibility Criteria for IBPS Clerk

Nationality / Citizenship: A candidate must be either –
  • a Citizen of India or
  • a subject of Nepal or
  • a subject of Bhutan or
  • a Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or
  • a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.
  • Age: Minimum: 20 years Maximum: 28 years
Category Age-relaxation permissible beyond the upper age limit
SC/ ST 5 years
OBC 3 years
PwD (Unreserved) 10 years
PwD (OBC) 13 years
PwD (SC/ ST) 15 years
Ex-Servicemen (ESM) actual period of service rendered in the defence forces + 3 years (8 years for Disabled ExServicemen belonging to SC/ST) subject to a maximum age limit of 50 years
Persons affected by 1984 riots 5 years
III. Education Qualification:
  • A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India or any equivalent qualification recognized as such by the Central Government. The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a graduate on the day he / she registers and indicate the percentage of marks obtained in Graduation while registering online. Computer Literacy: Operating and working knowledge in computer systems is mandatory i.e. candidates should have Certificate/Diploma/Degree in computer operations/Language/ should have studied Computer / Information Technology as one of the subjects in the High School/College/Institute. Proficiency in the Official Language of the State/UT (candidates should know how to read/ write and speak the Official Language of the State/UT) for which vacancies a candidate wishes to apply is preferable. Ex-Servicemen who do not possess the above civil examination qualifications should be matriculate Ex-Servicemen who have obtained the Army Special Certificate of Education or corresponding certificate in the Navy or Air Force after having completed not less than 15 years of service in the Armed Forces of the Union Reservation for Persons with Benchmark Disabilities Under section 34 of “The Rights of Persons with Disabilities Act, 2016”, persons with benchmark disabilities are eligible for Reservation. The post is identified suitable for the Persons with undernoted categories of disabilities as defined in the Schedule of RPWD Act 2016 and notified by the Department of Empowerment of Persons with Disabilities from time to time.

IBPS Selection & Exam Pattern

There are two stages in the recruitment of IBPS Clerk:

  1. Preliminary Examination
  2. Main Examination

Preliminary Examination

Name of Tests
Medium of Exam
No. of Questions
Maximum Marks
Time allotted for each test (Separately timed)
English Language
20 mins
Numerical Ability
20 mins
Reasoning Ability
20 mins
60 mins
Candidates have to qualify in each of the three tests by securing cut-off marks to be decided by IBPS. Adequate number of candidates in each category as decided by IBPS depending upon requirements will be shortlisted for Online Main examination.

Main Examination

Name of Tests
Medium of Exam
No. of Questions
Maximum marks
Time allotted for each test (Separately timed)
General/ Financial Awareness
35 mins
General English
35 mins
Reasoning Ability & Computer Aptitude
45 mins
Quantitative Aptitude
45 mins
160 mins
IBPS reserves the right to modify the structure of the examination which will be intimated through its website. Other detailed information regarding the examination will be given in an Information Handout, which will be made available for the candidates to download along with the call letters from the authorised IBPS website www.ibps.in.
  1. Version of tests (Medium of examination) for CRP CLERKS XII to the State of Karnataka is- English, Hindi, Kannada and Konkani.
In the Online Application, candidates will be provided the option to indicate the Version of Tests (Medium of Examination) as applicable above. Candidates should be careful in exercising this option of indicating the Medium of Examination.
  1. Penalty for Wrong Answers (Applicable to both – Online Preliminary and Online Main Examination):
There will be penalty for wrong answers marked in the Objective Tests. There are 100 questions in total carrying 1mark each. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score in prelims. Whereas in mains exam, the exam is conducted for 160 mins, and a total of 200 marks. For every wrong answer one-fourth mark will be deducted. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.
  1. Examination Centres
  • The examination will be conducted online in venues across many centres in India. The tentative list of Examination centres for the Online Preliminary exams and those for Online Main exams is available in Annexure II.
  • No request for change of centre for Examination shall be entertained.
  • IBPS, however, reserves the right to cancel any of the Examination Centres and/ or add some other Centres, at its discretion, depending upon the response, administrative feasibility, etc.
  • IBPS also reserves the right to allot the candidate to any centre other than the one he/she has opted for and a candidate may be allocated a centre of exam outside the State/UT for which vacancies he/she is applying.
  • Candidate will appear for the examination at an Examination Centre at his/her own risk and expenses and IBPS will not be responsible for any injury or losses etc. of any nature.
  • Any unruly behaviour/misbehaviour in the examination hall may result in cancellation of candidature/ disqualification from this exam and also from the future exams conducted by IBPS
  1. The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equi-percentile method.
  2. Scores up to two decimal points shall be taken for the purpose of calculations
  3. Cut-off Score (Online Main examination) Each candidate will be required to obtain a minimum score in each test of Online Main Examination and also a minimum total score to be considered for further process. Depending on number of the State/ UT wise vacancies available, cut-offs will be decided and candidates will be considered for provisional allotment. Prior to the completion of provisional allotment process scores obtained in the Online Main Examination will not be shared with the candidates.

Call Letter for Preliminary Exam

Call letter of Online Preliminary Exam will not be collected at the examination venue. However, it will be duly authenticated/ Stamped by the exam centre staff. Candidate will need to retain the call letter (along with authenticated/ stamped copy of the ID proof) safely. However, scribe form (wherever applicable) will be collected during the Online Preliminary Exam. Candidates need to bring one additional photograph (same as pasted by the candidate on call letter) along-with the call letter and other requisite documents as per information provided in the “information handout” and call letter. Candidates reporting without photograph pasted on the call letter or without one additional photograph (same as pasted on call letter) will not be allowed to appear for the exam. (It is advisable that candidate retains about 8 copies of the same photograph which is uploaded at the time of Application as these would be needed for further stages of this selection process.
At the time of Main Exam: Candidates must bring duly authenticated Online Preliminary Exam call letter (with authenticated copy of ID proof) as well as Main Exam call letter at the time of Main Exam. These documents alongwith other requisite documents need to be submitted during the Main Exam. Candidates need to bring one additional photograph (same as pasted by the candidate on call letter) along-with the call letter and other requisite documents as per information provided in the “information handout” and call letter. Candidates reporting without photograph pasted on the call letter or without one additional photograph (same as pasted on call letter) will not be allowed to appear for the exam. Candidates who do not bring the authenticated/ stamped call letter of online preliminary examination and authenticated/ stamped photocopy of ID proof at the time of main examination will not be allowed to appear for the examination.


Syllabus for Computer Based Exam :

1.General English:
  1. Vocabulary
  2. Grammar
  3. Reading Comprehension
  4. Homonyms
  5. Spotting Errors
  6. Theme Detection
  7. Antonyms
  8. Phrases and idioms
  9. Passage completion
  10. Synonyms
  11. Direct and Indirect speech
  12. Topic rearrangement of passage
  13. Word Formation
  14. Active/ Passive voice
  15. Deriving Conclusion
  16. Spelling
  17. Jumbled Paragraph
  18. Cloze tests
   2. General Intelligence and Reasoning: It will include questions of
non- verbal type. The test will include questions on –
  1.  Analogy
  2. Classification
  3. Word formation
  4. Statement and conclusions Syllogism
  5. Statement and assumptions
  6. Statement and arguments
  7. Coding-Decoding
  8. Blood Relations
  9. Passage and conclusions
  10. Data Sufficiency
  11. Alphabet test
  12. Series Test
  13. Number, Ranking and time sequence
  14. Direction sense Test
  15. Decision-making test
  16. Figure series
  17. Puzzles
  18. Input/output
  19. Assertion and reasoning
  20. Sitting Arrangement
  21. Series test
  22. Odd figure Out
  23. Analogy
  24. Miscellaneous Test
      3. Numerical Aptitude:
       It will include questions on problems relating  to:
  1. Ratio and proportion
  2. Averages
  3. Time and work
  4. Speed, time and Distance
  5. Distance and time
  6. Mixture and allegation
  7. Stocks and shares
  8. Percentages
  9. Partnership
  10. Clocks
  11. Volume and surface Area
  12. Bar & Graphs
  13. Line charts
  14. Tables
  15. Height and Distances
  16. Logarithms
  17. Permutation and combinations
  18. Simple and compound interest
  19. Quadratic Equations, Probability
  20. Trigonometry
  21. Profit, Loss and Discount
  22. Mensuration
  23. Elements of Algebra
  24. Data Interpretation
  25. Pie charts
      5. Computer Knowledge:
       It will include questions on problems relating  to:
  1.  Basics of Hardware and software
  2. Windows operating system basics
  3. Internet and associated terms
  4. Basic Functionalities of MS-Office (MS-word, MS-Excel, MS-PowerPoint)
  5. History of computers
  6. Networking and communication
  7. Database basics
  8. Basics of Cyber Hacking, Security Tools, Viruses
   4.General Awareness:
  1. Current affairs related to national and international issues of last 6 months.
  2. Overview of Indian Financial System.
  3. History of the Indian banking system.
  4. Recent credit and monetary policies
  5. Introduction to National financials.
  6. Abbreviations and Economic terminologies.
  7. Banking Terms.
  8. Important Government Schemes on capital & money market.

Admit Card

The IBPS releases the IBPS Clerk Admit Card 10 days before the IBPS Clerk examination. However, the admit card will be released region-wise on the official websites, IBPS Admit Card for Mains will be issued to candidates who have successfully cleared the first phase of the IBPS Clerk Examination.

IBPS Clerk: Document Verification

  • List of important documents that the candidates must carry in the final stage of IBPS Clerk selection process-
    1. Photo identity proof.
    2. Date of birth proof.
    3. Graduation/ post-graduation certificate.
    4. Mark sheet.
    5. NOC from HoD for candidates working in Government Department or Public sector undertaking.
    6. Experience certificate.
    7. Caste certificate.
    8. Income certificate.


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